FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Personal Checking
Checking accounts aren't one-size-fits-all
At Harbor, we offer a range of flexible accounts, each designed with features to benefit your finances.
Student Checking |
Gold Plus |
No Hassle |
NOW Checking |
|
|---|---|---|---|---|
Availability |
Available to students 18-25 enrolled in a college or university, or a trade / vocational program. Proof of school enrollment required at the time of account opening. |
Available to individuals 55 or older |
Tailored to fit the average adult consumer |
For individuals interested in earning a return on balances |
Minimum Opening Deposit |
$25 |
$100 |
$100 |
$1,000 |
Minimum Balance Needed to Obtain Annual Percentage Yield (APY) |
Not an interest-bearing account |
$1,000 |
Not an interest bearing account |
$1,000 |
Balance Needed to Avoid Fees |
None |
None |
None |
Requires a daily balance of $1,000 to avoid a monthly fee of $15 |
Visa Debit Card Included |
|
|
|
|
Bill Pay Included |
|
|
|
|
ATM Card Benefits
Protected Peace of Mind: Your card comes with built-in safeguards, so if it’s ever lost or stolen, you’re covered.
Nationwide Accessibility: Use your card with confidence anywhere in the country, accepted at countless locations nationwide.
Surcharge-Free Access: Enjoy fee-free withdrawals at over 55,000 Allpoint ATMs across the U.S., saving you money wherever you go.
Tap and Go Convenience: Make quick, secure purchases with contactless tap payments—just tap and you’re done!