FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Commercial Loans
Keep your business moving with a variety of loan options designed to give your business a boost.
SBA Lending
Loans up to $5 million
Up to 25-year maturities
Fully amortized
Variable and fixed rates
Up to 90% financing
Useful for working capital financing, purchasing equipment/materials, purchasing commercial real estate, new building construction, existing building renovations, establishing a new business, acquisition/expansion of an existing business, partner buyouts, refinancing/consolidation of business debt
Commercial Real Estate
Competitive rates
Up to 75% financing
25 year amortization
Existing business must show fixed debt coverage of at least 1.25 times for previous year end and current interim period
Useful for purchasing either investment properties or owner-occupied properties and construction/renovation financing
Permanent Loans
Competitive rates
Up to 10 year maturities
Fixed principal and interest payments
Useful for purchasing fixed assets or refinancing/consolidating business debt
Working Lines of Credit
Minimum of $50,000
Competitive rates
Up to 2 year maturities
Interest due monthly
Useful for financing short-term working capital needs, payroll, inventory, and managing fluctuations in cash flow