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Harbor Biz Net Banking

Commercial Checking Analysis

Regardless of the size of your business, Harbor Bank's traditional Commercial Checking Account will accommodate your banking needs. The minimum opening balance is just $100, and the earnings allowance credit on this account can often fully offset service charges. This account also offers the convenience of a sweep option, where deposits are placed into an interest-bearing savings account until automatically transferring to the checking account when checks are presented.

Benefits include:

  • 24-Hour Telephone Banking
  • Business Debit Crad
  • Internet Banking(Harbor Biz Net)
  • Remote Deposit
  • Merchant Services
  • Check Reconciliation
  • Positive Pay
  • Earnings Credit on monthly average collected balances*
  • Earnings Credit rate equal to Investment Money Market Account interest rate

Other Features:

  • low minimum opening deposit
  • $12.00 monthly service charge
  • $100,000 avergage daily balance in combined commercial checking accounts to offset all or part of monthly fees
  • $0.10 per credit or deposit and $0.15 per check or debit
  • Accounts overdrawn five (5) consecutive days will be charged $5 per day until account balance is positive
  • $1.00 per month fee for Visa Check Card
  • Miscellaneous fees may apply