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Business Loans


Types of Commercial Loans

  • Building acquisition & Rehab
  • Construction/renovations
  • Lines of Credit (working capital)
  • Retail loans
  • Equipment loans
  • Vehicle loans
  • Letters of credit (100% cash secured) Small Business Loans (SBA)

Commercial Loan Terms

Line of credit (minimum $25,000)
  • uses: working capital, payroll, inventory
  • borrow and repay like a credit card
  • 1-year maturity, interest due monthly
  • must have $0 balance for 30-day period during the loan term
Term Loan
  • uses: equipment, vehicle, furniture
  • repay 3, 5, 7, 10 years, principal and interest
Commercial mortgage
  • uses: building, renovations, construction
  • 5-year term, 15-20 year amortization
  • monthly principal and interest

Visit us in one of our branches, via telephone at 443-923-0577, or by email at to learn more.

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Who We Are

The Harbor Bank of Maryland
25 W. Fayette Street
Baltimore, Maryland 21201
(410) 528-1800
NMLS# 417182
Routing #052001772

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