Other Accounts

OTHER ACCOUNTS	INTEREST RATE %	ANNUAL PERCENTAGE YIELD (APY) %	FIXED RATE AVAILABLE THROUGH	MINIMUM BALANCE TO OBTAIN APY
NOW Account	0.05	0.05	08-27-2010	$1,000
Gold Plus 55+	0.05	0.05	08-27-2010	N/A
Personal/ Business Statement Savings	0.35	0.35	08-27-2010	N/A

Fees imposed may reduce earnings.

Account closed within 90 days of opening will be charged $15.00.

Member of the Federal Deposit Insurance Corporation.

Each Depositor Insured up to $250,000.00.

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