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Mortgage & Home Equity


Whether you are a first-time home buyer or refinancing an existing mortgage, we will guide you step by step through the financing process.  Our knowledgeable loan officers will provide you with the information you need to explore a variety of loan options and help you select the option that is right for you.  We can even assist qualified applicants in obtaining 80% financing through a variety of community incentive programs.

Utilize the equity in your home with a quick, low-cost home equity loan.  Harbor Bank’s home equity loan offers maximum flexibility.  You can choose to set up your loan with a fixed or variable rate, with installment-type monthly payments or a revolving line of credit.  Interest paid may be 100% tax-deductible (check with your tax advisor).

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