Merchant Services Program

Regardless of your industry - retail, restaurant, professional service, mail order or Internet - you can increase sales by offering the payment methods that your customers prefer. The Harbor Bank of Maryland today. We can build an acceptance program customized to suit the needs of specific business.

Card Services

The Harbor Bank of Maryland provides comprehensive electronic payment solutions for all brands of credit, debit, EBT, purchasing and gift cards. And, with one of the most reliable networks in the industry you can be assured of quick connections and safe, continuous service.

Check Services

Customizable check processing systems designed for business:

  • Electronic Check Conversion Service - turns paper checks into electronic transactions right at the point of sale.

  • Check Guarantee Service - provides 100% payment of the check's face value in as few as three days if it is returned by your financial institution.

  • Check Verification Services - uses a national database of bank-provided account and velocity control tracking information.

  • Check Recovery Service - professional skip tracing and recovery of receivables.

  • TierFiveTM - allows customers to write "hold" checks for up to 30 days, but allows you to receive your funds right away.

Point- of- Sale Equipment and Support

We offer a wide range of point-of-sale equipment and services: hardware, supplies, virtual terminals, deployment services, PIN pads, emergency replacement, system conversions, and comprehensive training programs.

Special Benefits for our Customers

  • Boost traffic flow and increase revenue by accepting the payment methods most preferred by your customers.
  • Reduce clutter at the point of sale with integrated systems that process credit, debit, and checks all in one convenient package.
  • Accept checks with confidence using electronic check conversion, check guarantee, check verification and check recovery services.
  • Build customized gift card programs to create customer loyalty.
  • Lower financial risk with automated fraud control and chargeback systems.
  • Enjoy the convenience of comprehensive on-line reporting tools

Need more information?

The Harbor Bank of Maryland is partnering with industry leader Global Payments Inc. to provide this comprehensive range of services. 

Frequently Asked Questions

Do I have to open a special account?

Any business checking account at The Harbor Bank of Maryland can be linked to all of Global Payment merchant services solutions. Deposits are usually available in 2-3 business days.

How long will it take to begin processing?

After credit approval, your system is available for use in approximately 5 business days.

When are discount fee deducted?

Fees are deducted on a monthly basis.

What about installation and training?

Installation is easy. Your terminal will be shipped ready-to-use. Our training center will set up a telephone training session that suits your schedule.

What if I already own a terminal?

We can re-program most terminals to work on our network.

What if I have an integrated PC system?

A technical support team will work with your current software provider to integrate your POS system with our network.

What type of service and support is a available?

Toll-free 24/7 merchant support and a 24-hour equipment replacement service.

For more information, contact;
sales.info@globaloay.com
Phone: 800-284-2638
Fax: 410-753-1366
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