Checking Plans

FEATURESChoice CheckingCommercial CheckingCommercial Checking AnalysisIOLTAMoney Market
Availability Small Business Mid-size Business Large Business Checking/ Attorney Accounts Businesses
Minimum Opening Deposit $100 $100 $100 $100 $2500 (must be maintained to obtain the disclosed annual percentage yield
Monthly Service Charge     $12.00   $25.00 if balance falls below $2,500 any day during monthly statment cycle
Credit or Debit Item Chargeback   $0.10 per credit or deposit and $0.15 per debit or check $0.10 per credit or deposit and 0.15 per debit or check    
Excess item charge or transaction limitation

Tier I

Waived if daily balance is $2,000

$0.25 after first 50 transactions

Tier II

Waived if daily balance is $3,000   

$0.50 after first 150 transactions

     

Transfers from a Money Market to another account or to third parties by preauthorized , automatic, or telephone/computer transfers are limited to six (6) per statment cycle.

$5 for each debit transaction in excess of six (6) and repeated violations of these limitations will result in the closing of the account

Charge for Checks Yes Yes Yes Yes Yes
Visa Debit Card Yes Yes Yes